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Now you can pay for goods and services not only with real pennies and a bank card, but also with a smartphone, using special payment services for which. One of these services is Apple Pay Visa Oschadbank. This is an instant, easy, hundreds of hundred percent safe way to pay for a variety of goods and services, both in major stores and on the Internet.
From the very name of the service, it’s not easy to guess that owners of modern gadgets such as smartphones, and not just smartphones, can use it. True, not all devices support this function, but only other models do. Also, the owner of the gadget is also a client of Oschadbank and the owner of the Visa card.
What is Apple Pay?
There is a special service that allows you to make payments using a bank card without using the card itself. This is absolutely safe, since the card number is not stored in the phone’s memory or Apple servers, so it’s impossible to steal anything. You can't get over the process. The retailers reported as much as possible in order to promote security. You just need to bring your smartphone to the terminal to make a payment. If you want to pay for goods and services via the Internet, you need to tap on Touch ID. This essentially speeds up the payment process online, as you do not need to enter card details.
This is useful for those who have a lot of plastic bank cards, who find it difficult to carry them all with them, those who have forgotten the card at home, etc. numbers and other bank card details do not need to be entered. Everything is guaranteed to be safe. In addition, additional security is guaranteed by the fact that cards can be connected on the bank’s website in the Sberbank Online service.
You will need to restart to ensure that the device accurately supports this service. We first need to be the owner of the gadget from the Apple Corporation. If your smartphone model is on the list of devices that support the service, you can connect it. To do this, you need to turn off Touch ID, and also go to iCloud, take your bank card to enter its data.
You need to immediately go to the online service of Oschadbank itself, go to the page of the card you plan to connect, select “Connect Apple Pay”, and click on this button. Then the card is added to the special Wallet program, which is installed in the gadget. To do this, following clear instructions, you will need to enter your bank card details.
How to install Apple Pay on your phone
There is no need to worry about taking care of your money and your money. Security is maximum. Retailers guarantee this. There is no need to enter any specific data other than checking SMS with codes. There is no need to scan the card itself, etc. A minimum of information and clear instructions are required. The status of the bank card in the Sberbank Online service will change after this system is connected. You can connect the card to your smartphone in another way, directly from the Wallet program. You need to launch it and press the plus sign in the pocket on the right side of the hill and add a card following the instructions.
Yakshcho vikorystuvati smart one year old Smart Watch And connect the service and card there, you will also first need to launch “Sberbank Online” on your iPhone, go to the page of the card itself and press the “Connect to Apple Watch” button in the menu. You will need instructions again to add your card. It won't take too long and you won't need to enter a lot of information. Immediately after connecting the card, its status will also change in the Oschadbank online service.
How to install a payment service on a tablet, you need to launch "Wallet and Apple Pay". Next you will see the button “Add a credit or debit card”. Following the instructions, a new card is added, after which its status will also change at the discretion of Oschadbank itself.
Regardless of complexity, everything is even simpler, takes at least an hour and is a hundred hundred years safer. For starters, you can connect a card with a small amount of money on the balance to minimize the risk of transferring so that everything is absolutely safe.
Russia has a new payment system, Android Pay. Read!
How to pay with Apple Pay
- How to pay Apple Pay iPhone You need to bring it to the terminal, placing your finger on Touch ID. If the message “Ready” appears on the gadget screen, the phone itself will vibrate and produce a short sound signal, which notifies that the payment has been successfully completed.
- When vikoristanna Apple Watch, on a reasonable anniversary, you need to press two times on the button that is located on the side. Then the date itself is brought to the terminal and turned to the next display. A sound signal will indicate that the payment has been successfully completed.
Which devices support Apple Pay
Since payment systems have been unbundled and become available recently, not all Apple products support them. Therefore, first of all you need to register your card in the service, it’s better to check that everything supports the gadget that can be used with this program.
For additional smartphones, this service can be purchased in stores, programs, and also on the Internet. Let's find out Apple Pay works on some devices.
Which phones (iPhones) support Apple Pay:
- iPhone 7
- iPhone 7 Plus
- iPhone 6s
- iPhone 6s Plus
- iPhone 6
- iPhone 6 Plus
- iPhone SE
For additional tablets, this service can be paid for in programs, as well as on the Internet.
The service supports the following tablet models:
- iPad Pro (12.9 inches)
- iPad Pro (9.7 inches)
- iPad Air 2
- iPad mini 4
- iPad mini 3
For additional help from a reasonable person with this service, you can pay in the programs.
The service supports the current models of the smart model:
- Apple Watch Series 2
- Apple Watch Series 1
- Apple Watch (1st generation)
For additional Mac computers, this service allows you to pay for purchases on the Internet.
The service supports the following computer models:
- MacBook Pro comes with Touch ID
- A 2012 or later model Mac computer must be paired with an iPhone smartphone that supports Apple Pay or a smart Apple Watch.
Watch the video on how to set up and use Apple Pay Visa Oschadbank:
How to connect Apple Pay?
To set up Apple Pay, your device uses a Touch ID finger scanner. Also on the device you must log in to your iCloud account*.
Please note: To set up Apple Pay, you will need to be connected to the Internet.
To connect to Apple Pay, you need to add your Oschadbank card to the Wallet program on your device:
- Open the Oschadbank Online program.
- Go to the card side, click the “Connect Apple Pay” or “Connect on iPhone” button.
- Follow the instructions and add the card to the Wallet program on your iPhone. You do not need to scan your bank card and enter codes from SMS and special data.
- mobile bank
- Open Wallet.
- Touch the icons plus at the top right corner.
Apple Watch
- Open the Oschadbank Online program on your iPhone.
- Go to the card side, click the “Connect Apple Pay” or “Connect to Apple Watch” button.
- Follow the instructions and add the card to the Wallet app on Apple Watch. You do not need to scan your bank card and enter codes from SMS and special data.
- After connecting, the card status on the main page of the Oschadbank Online program will change.
- Check to see if your card has a mobile bank connected
- Open the Apple Watch app on your iPhone.
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select “Add another card” and enter the card behind the additional camera.
- Check to see if your card has a mobile bank connected
- Go to Installation.
- Click “Wallet and Apple Pay” and select “Add a credit or debit card.”
- To add a credit or debit card associated with your iTunes account, enter the security code for that card. Or select “Add another card” and enter the card behind the additional camera.
Note: iCloud is an Internet service of Apple. To sign in to iCloud, you need to go to the Settings program on your device and enter your Apple ID.
What is Apple Pay?
Apple Pay is a simple, secure and confidential way to pay for purchases in stores, app stores and on the Internet. Apple Pay is very simple - it has enough features that you use today. Your card data is securely stolen, the fragments are not stored on the device and are not transferred anywhere at the time of payment.
What devices does Apple Pay work on?
Apple Pay works with iPhone 6 and later in stores, apps and Safari websites; s Apple Watch - in stores and in supplements; s iPad Pro, iPad Air 2, iPad mini 3 and newer - in supplements and on websites; From a Mac with Safari for Apple Watch or iPhone 6 or later, which have Apple Pay. Full list of devices included
Apple Pay supports the following Oschadbank debit and credit cards:
Debit:
Visa Classic
Aeroflot Visa Classic
"Molodizhna" Visa Classic
Visa Classic with individual design
Visa Gold
Aeroflot Visa Gold
Visa Momentum
Visa Platinum
Visa Infinite
Visa Signature Aeroflot
“Give Life” Visa Classic
“Give me life” Visa Gold
“Give me life” Visa platinum
World Mastercard Elite Oschadbank Pershiy
Mastercard World Black Edition Premier
World Mastercard "Golden"
Mastercard Platinum
Mastercard Gold
Mastercard Standard
Mastercard Standard Contactless
Mastercard Standard with individual design
Mastercard Standard youth card with individual design
Mastercard Standard Momentum
Visa Electron
Credit:
Visa Classic
Visa Gold
“Give me life” Visa Gold
“Give Life” Visa Classic
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Momentum
Visa Signature
Mastercard Gold
Mastercard Standard
Youth card Mastercard Standard
Mastercard Credit Momentum
How much does Apple Pay cost?
Apple Pay is available without additional payment.
Where can I pay for my Apple Pay?
You can pay for purchases using Apple Pay directly, where contactless payment by cards has been transferred to Oschadbank, as well as in mobile apps and on the Internet - where there is a button “Buy with Apple Pay” or Apple Pay in the list of available payment methods.
How can I pay for an in-store purchase for an additional iPhone?
To pay in a store, bring your iPhone to the terminal and place your finger on Touch ID. After the fingerprint is recognized, payment authorization is required. The terminal will be notified about the successful completion of the transaction. Please return to the terminal first to confirm that your payment has been processed. For transactions over 1000 rubles, you may be asked to enter a PIN code at the terminals.
Important!
How can I pay for a purchase in a store using Apple Watch?
Place Apple Watch on your wrist and enter your password. To pay for a day, press the button on the date, select the Oschadbank card and bring the Apple Watch display to the terminal. The terminal will be notified about the successful completion of the transaction. Please return to the terminal first to confirm that your payment has been processed.
Respect! Do not share your password with anyone.
How to pay in mobile apps and on the Internet?
At the time of completing your order, look for the Apple Pay icon. Click on the icons to check the information about your payment and contact details. Then place your finger on Touch ID or press the Apple Watch button twice to complete the purchase. You will see “Ready” written on the screen and a check mark - this means that the payment was successful.
Important! Don't allow anyone, including members of your family, to register their fingertips with Apple Pay.
Do I need an Internet connection to pay for purchases using Apple Pay?
No, you don’t need to connect to the Internet to pay for purchases in Apple Pay stores. Your device communicates with the terminal using additional contactless NFC technology.
The Apple Pay service offers customers the opportunity to launch contactless payments for iPhones. The service is absolutely safe and especially helpful because when you’re going out of business, you don’t need to enter your personal data—you just need to put your finger on the iPhone screen. Today's technology is used by more than a dozen banks in connection with MasterCard cards. Oschadbank plans to connect Apple Pay Visa in the near future.
Characteristics of the Apple Pay service
You can purchase Apple Pay from supermarkets, salons, gas stations, and grocery stores. The device also changes the algorithm for connecting Apple Pay to Visa Oschadbank, for example. The article reports on the specifics of the connection and the characteristics of the service, and also learns how to launch it from the device.
Yak pratsyuє
For the program to work, you need to reconfigure your device to have the Touch ID scanner program installed. The program can be purchased from the official Apple store, it’s free.
In addition, you need to connect your account to iCloud and install the Wallet add-on, which will allow you to scan information from plastic cards and start contactless payment.
Payment for this new technology is accepted by a variety of mobile programs and online stores, and in the remaining cases, payments are made only through Apple’s proprietary browser – Safari.
To connect to Apple Pay, you will need the Internet (Wi-Fi or mobile). The technology currently works with a large number of “Apple” devices:
- iPhone 6 and newer smartphones;
- years of Apple Watch;
- iPad 2 and new tablets.
- MacBook.
Card support
You can still apply for the following types of cards for Oschadbank payment system MasterCard:
- Instant video standard (Momentum);
- Youth categories Standard with standard and individual design;
- Standard Contactless;
- Gold;
- Platinum;
- World Black;
- Elite premier.
In this case, both primary debit cards (salary cards) and credit cards are accepted. It is still not possible to link virtual cards to Apple Pay. It is possible to develop and launch a company within an hour.
Payment details
Apparently, before changes in legislation, all stores will be re-equipped with new-generation cash registers, which necessarily include a fiscal electronic device for automatically sending information to the tax service and a field generator, What does NFC technology mean?
It is important to note that, if Oschadbank launches Apple Pay with Visa, most large retail outlets have already acquired new terminals, so new technologies are not difficult.
To start paying for goods or services at a retail outlet in a contactless way using Oschadbank's Apple Pay Visa technology, you must:
- unlock your iPhone by placing your finger on Touch ID;
- tap on the card number that requires payment (two or more of them are attached to the account record);
- bring the phone to the upper part of the terminal, where there is a head that reads;
- Make sure to read the information and withdraw the check.
If you have installed the Oschadbank Online program, then you will receive a Push notification about withdrawing payments, if you are connected to the Mobile Bank service - then an SMS with information about the payment.
Payment for Apple Watch wikis looks like this:
- enter the password to unlock the device;
- press the double button on the side of the anniversary date;
- select the required card from the list;
- Bring the device to the terminal and turn its display to the upper part where it can be read.
How to connect the program
To connect to Apple Pay, you will need an Oschadbank MasterCard. Visa support is not yet available, but you can put a MasterCard Standard in the bank, since Visa does not sacrifice anything for functionality, and you can transfer money from one account to another. This will help you establish a new method of transaction, without checking, if you request Apple Pay Oschadbank Visa.
Launch algorithm for iPhone
The method for installing programs depends on the type of device. So, for an iPhone, the connection algorithm will be like this:
- install the official supplement Oschadbank Online, register your account;
- tap on the Maps tab;
- select the required MasterCard system card and tap on it;
- Click on the option Connect Apple Pay (in some versions it says Connect on iPhone);
- Through Wallet, scan the card and enter the registered data form. The card will be assigned to the add-on as the main payment method.
Choose a manual method for setting up the program and connecting to it the necessary cards for Oschadbank - Internet Banking or Wallet Another option is available if Oschadbank Online is not installed:
- Immediately open Wallet;
- tap the + sign at the top right part of the screen;
- If you have already entered card details for payments before iTunes, you will see that they can be secured;
- stamp Add another card if the required one is not on the list;
- Scan the card, it will be automatically delivered as your main payment card.
Instructions for Apple Watch and iPad
If you are using the original Apple Watch, connect the program in the same way. In addition, if you install Oschadbank Online on both your iPhone and your birthday, data synchronization will start automatically.
To install programs on iPad you need:
- go to Nalashtuvannya;
- tap Wallet, then select Apple Pay;
- tap Add card;
- If you have previously paid with a card in iTunes, you will need to enter your security code and sign in to your iPad;
- If the required card is not in the list, it is necessary to add it using an additional scanner.
When technology requests from Visa Oschadbank from Russia
As of the beginning of 2017, Apple Pay functions exclusively with MasterCard cards, food will be included if it is planned to introduce Oschadbank Visa support in Apple Pay. Unfortunately, there is no exact information about the power supply when the technology is launched for other systems.
As the intercessor of the head of the bank's management, Stanislav Kuznetsov, stated in one of his interviews back in November 2016, that the Apple Pay payment service will be used simultaneously with the Samsung Pay service. Regardless of the fact that the services are actually competitors, there is a lot of common ground between them, and the target audience that uses smartphones from both companies practically does not change.
Of course, if Oschadbank launches Apple Pay Visa in 2017, this will essentially increase the capacity of the bank’s clients and ensure an additional flow of bank accounts. Currently, more than a dozen banks (including Alfa-Bank, VTB24, Gazprombank, Vidkritya, Tinkoff) and the electronic payment system Yandex.Groshi are using the technology, but they also interact with Mastercard cards.
Visnovok
Thus, there is still no support for Apple Pay Visa from Oschadbank. If the technology itself is requested in Russia, it has not yet become clear. If you already issue a Visa card to Oschadbank, but if you want to try out a new technology in business, then you can issue a card of the required payment system to the bank. Servicing of an additional card costs 750 rubles. In exchange, you can get a MasterCard credit card - this also works with the same type of Apple Pay.
With the help of Apple Pay, Oschadbank clients can safely, conveniently and confidentially make purchases from millions of stores, popular add-ons and websites. The report on the service is in our statistics.
Apple Pay is a mobile payment system that allows you to pay for purchases using NFC technology at retail outlets, app stores and on the Internet. The system will ensure complete confidentiality and security for all clients. Once you add a debit or credit card, the card number is not stored either on your mobile device or on the Apple Pay servers.
Apple Pay can be installed on iPhone 5 S, SE, iPhone 6 and 6+ and newer models, as well as Apple Watch.
To set up Apple Pay, your device may need to be equipped with a Touch ID finger scanner and may also need to sign in to your iCloud account.
How to properly connect Apple Pay on iPhone
- Open the Sberbank Online program.
- Find the side of the card and the “Connect Apple Pay” or “Connect to iPhone” function.
- In the Wallet program, add a card (screen it, no special data is required).
- Please wait for the bank to verify the information provided.
- As soon as the status of the card on your page changes, you can use it to pay for purchases.
- Another way that allows you to connect Apple Pay on iPhone:
- If a mobile bank is connected to your card, open the Wallet program.
- Find the “+” icon at the top right corner and tap it with your finger.
- Add your card (required security code).
How to properly connect Apple Pay on Apple Watch
Open the Watch app on your iPhone, then go to the “My Anniversary” tab.
Click "Wallet and Apple Pay".
Click on the same items to add a card for iPhone
After the bank or card issuer verifies your card, click “Next”.
Connecting Apple Pay on iPad
- Go to what you have connected to your mobile bank.
- Find the “Options” function and click on it.
- Go to the Wallet and Apple Pay programs and select the “Add a credit or debit card” option.
- Add the card associated with your iTunes account using the vikory code.
- If you need to add another bank card, enter the details for the additional camera.
How to pay for purchases using Apple Pay for an additional iPhone: instructions
The payment procedure is simple. You need to bring your mobile device to the terminal and place your finger on Touch ID. As soon as your department is recognized, payment will be made automatically. If you overinsure by more than 1000 rubles, the system may request a security code.
Never allow your data to be registered on your iPhone.
How to pay for purchases, Vikory and Apple Pay for additional Apple Watch
- Place Apple Watch on your hand.
- Enter password.
- Press the double button.
- Select an Oschadbank card.
- Bring your Apple Watch to the terminal.
- Notify the terminal about the successful completion of the operation.
How to pay for purchases using Apple Pay on the Internet and in stores
When filling out the form, find the Apple Pay icon, click on it and review all the information. To complete your purchase, place your finger on Touch ID. Write “Ready” to confirm the procedure.
At any time, you can view card transactions directly on the screen of your gadget: for which select the required card from the list of connections.
Parts of power supply and types
What internet connection do you need to use Apple Pay?
To purchase products in stores, you do not need Internet access. Smartphones interact with the terminal using NFC technology: this system uses a vicorist token and does not require an Internet connection.
What cards does Oschadbank support with Apple Pay?
Apple Pay works with debit cards:
-
"Molodizhna" Visa Classic
Visa Classic with individual design
Aeroflot Visa Gold
Aeroflot Visa Classic
Visa Signature Aeroflot
“Give Life” Visa Classic
“Give me life” Visa Gold
“Give me life” Visa platinum
World Mastercard Elite Oschadbank Pershiy
Mastercard Standard
Mastercard Standard with individual design
World Mastercard "Golden"
Mastercard Platinum
Mastercard World Black Edition Premier
Mastercard Standard Contactless
Youth card Mastercard Standard
Over the first few days of availability of Apple Pay in Russia, this contactless payment service has lost 125 thousand customer clients to Oschadbank, for which Apple currently has exclusive favor.
At the beginning of this year, Oschadbank, together with the Mastercard payment system, was the first to launch the Apple Pay contactless payment service in Russia, which, in the opinion of some experts, could become a serious competitor to banks in the long term. As reported by Komersant, the results of the first ten days of operation of the Apple Pay payment service in Russia show that buyers are ready to replace a plastic card with a mobile phone.
Apple Pay in Russia
According to the data of the official, aware of the situation, on the 13th anniversary of Apple Pay, over 125 thousand customer cards were attached to Oschadbank, and the transaction total amounted to over 120 million rubles. This means that in Russia there are approximately 1 million iOS-based smartphones that are MasterCard clients, and on the first day 20 thousand people were connected, which is a record for the first day of the launch of Apple Pay around the world. Oschadbank did not comment on this data.
“This is not a safe situation for them, even if the banks themselves lead their clients by the hand to Apple. Tse Krro, Tom, the Banks of the MPS was viewed by the whole robot, Invest was in the INFRASTRUSTRUSTRASE, ALE was pissing to look at the rods of the power of the dousy of the mobility, which did not suck out of the rosor of non -chosen respect, ” - Rosirovo Jerelo.
When will I ask? Now!
A top manager of one of the great banks calls 125 thousand installations a “good and bad” result - with the understanding that they have been spent in the past, it is possible to create a conclusion that people are using Apple Pay as an effective method of payment, rather than paying by card. and then, It takes a long time to get service. In his words, Apple Pay will gain great pressure on traditional market participants: international payment systems (MPS) and banks.
“Meanwhile, engaging in a transaction with a designated size for such a large number of profiteers is a dead show,” said Kirilo Gorin. – We’re talking about those who rarely pay by phone, but it’s important to pay for small purchases with a smartphone. Therefore, such transaction activity is essential for smartphone payments.”
The same goes for the CEO of CardsMobile, Kirilo Gorinya, who appreciates that the service has 125 thousand to operate. cards - there are a lot of them, especially with the attention of the audience of correspondents of three models of smartphones and their connection with the MasterCard cards issued to Oschadbank. According to estimates from the AC&M Consulting agency, in 2015 the turnover of mobile commerce increased by 37% and exceeded 70 billion rubles, and in line with streaming resources it will end up at over 100 billion rubles.
Apple Pay Oschadbank Visa at Grudni
It is clear that Oschadbank, having become an exclusive partner of Apple, will soon be able to use Apple Pay.
Apple pay iPhone 5s – no support!
Owners of iPhone SE, iPhone 6 and newer models, as well as Apple Watch, which have an Oschadbank MasterCard, can use the service quickly.
What banks do
Listopad's partners include banks such as VTB, Alfa-Bank, Vidkrittya, Tinkoff Bank, Raiffeisenbank. It looks like Apple Pay will be launched on Visa cards soon.
Apple Pay Tinkoff, VTB24
Tinkoff and VTB24 may launch apple pay in 2016.
Tinkoff card does not reach Apple Pay?
Update the Tinkoff program - Apple Pay support has only appeared in the remaining version, since 1 leaf fall
Apple Pay Oschadbank how to connect
It is necessary to update the Sberbank Online program