Oschadbank of Russia for corporate clients. Oschadbank of Russia for corporate clients

Over the course of its long history, Oschadbank has developed low key priorities in the area of financial and financial support for corporate clients in all areas of its activities. Comprehensive cash management services are provided to both small businesses and corporate clients.

Oschadbank Business Online for corporate clients allows a wide range of banking services, and itself:

rozrakhunkovo-kasovo service;
deposit and salary projects;
operations with valuable papers;
credit programs;
servicing of corporate cards.

Service functions and registration

The most popular thing today is the removal of work from different levels of work in the system.

Therefore, for this project, a businessman gains the ability to remotely monitor the flow of penny flows, send and receive necessary payment documentation via the Internet, and constantly check out all products to the bank.

In addition to comfortable service, the provision of an Internet service significantly protects the time of clients at bank branches. The procedure for completing an online service is simple:

give the office to the bank;
provide the optimal package of documents;
enter into an Internet service agreement;
Remove the necessary information for authorization and entry into a special interface.

Registration in the system Oschadbank Business Online borrow no more than one year.

Oschadbank Business Online for small businesses

The head bank of Russia provides representatives of small businesses with a manual service for remote management of financial accounts, exchange of information and documents in electronic format. Online system for Oschadbank– this is a universal interactive account for interaction with small businesses.

The online banking service supports:

carry out all types of financial transactions;
pay taxes and other fees;
exchange, process and create electronic documents;
perform export and import of accounting documentation from the 1C program;
sign the paper with an electronic signature;
write down and extract statements about the Rakhunkiv camp;
formulate a schematic analysis of cash flows and needs.

Internet banking tools for legal entities

An important feature of the Internet business system is its mobility, as well as the ability to operate a robot in any hand-held place. The service is available for vikoristan tsilodobovo.

The security of personal data is ensured by a unique coding system.

The special office is simple and sensible for any kind of money-maker. The functional capabilities of the interface, equipped with various prompts, allow a less-experienced client to understand the operating principle of all options.

Tariffs for vykoristannya Oschadbank Business Online

Payment for connection to the Oschadbank Business Online system for legal entities is 960 rubles.
For services, a subscription fee of 650 rubles/month is charged.

The use of the service is subject to a number of paid services that are required for the client’s needs:

connection and adjustment of an individual cryptographic package, including the training of other practitioners. A single technical service package costs RUB 3,300. ;
equipment with cryptographic protection programs - from 990 to 3990 rubles/unit. ;
connection to a service that will ensure electronic document management, with the added function of Volume - 295 RUB/month. .

Authorization with the program

The Oschadbank website contains sections for both categories of clients: "Small business" and "Corporate clients". To get acquainted with the registered information in detail, right-hand press the “Login” button in the required section.

On the page, enter the ID password 9443iс. Please allow me to go to a special office. To manually log in, create a tab with messages on the Internet client sbi.sberbank.ru:9443/ic.

The identification password for entering the interface must be periodically updated to each bank. This regulation for changing transmission passwords is for the reliable protection of the information being transmitted.

To confirm entry into a special account, the bank offers corporate clients two options to choose from:

for additional help with developing SMS passwords;
for help with an electronic key.

Highlights about the vikoristan service

Vikoristannya Oschadbank Business Online allows business representatives to remotely obtain banking services products from a permanent account. In this case, spend a minimum amount of time and money on processing and saving financial information.

If there are problems with services, corporate clients may no longer receive qualified advice. All you need to do is contact Oschadbank’s unified internal affairs service at number 88005555550.

In 2013, a reorganization of the corporate business of Oschadbank was carried out. As a result, an independent direction of corporate-investment business and operations on global markets (Sberbank KIB) was created, the main clients of which were the largest companies. Another direction – Corporate business – is engaged in servicing large, medium and small enterprises.

In addition to the business, active work was carried out directly to reduce the complexity of management. Over the years, planning has moved forward, regular monitoring of results has been introduced, and communication between local banks and bankers directly to business has improved.

Changes in the organizational structure contributed to the active development of the product line for corporate clients, which helped the bank to significantly increase the number of clients and improve its position as the main provider of finance new resources for the Russian economy. In 2013, Oschadbank carried out credit and financial operations with a wide range of corporate client groups.

Corporate and investment business

Lending to the largest clients

More than half of the loan portfolio of corporate clients of Oschadbank comes from the largest clients. As of June 1, 2014, the number of customers in this category of customers totaled 4.6 trillion rubles. Over the course of the period, the number of employees increased to 920. The expenditure on new lands exceeded 2.9 trillion rubles in 2013.

Trade finance

One of the successful areas being developed by the bank is trade finance. For the rest of the year, the bank's trade finance portfolio has reached 6 times - up to 14 billion US dollars. Currently, Oschadbank offers the entire line of trade finance and documentary business products, based on the highest world standards.

In line with the development of the international network, Oschadbank is actively implementing internal group interests with the participation of foreign subsidiary banks of the group in SND, Central and Converging Europe, Turkey. In 2013, a new line of products was launched - Commodity Trade Finance and Supply Chain Finance, which seeks to finance export flows from the Russian Federation, including the financing of trade operations after goods cross the border.

According to the Global Trade Review magazine, Oschadbank became the only Russian bank that appeared on the list of the world's largest banks in the field of trade finance. In addition, another river has a bank of knowledge that is the best in the field of trade finance in the countries of the SND.

Investment banking business

Oschadbank KIB has maintained a strong position in the market of the foreign exchange of issuers from the countries of the IC. In 2013, 27 issues were held and European bonds were placed with 22 issuers from Russia and Ukraine with a nominal nominal amount of 15.7 billion US dollars.

Leadership in the sale of innovative goods and products in the markets of shareholder and trading capital in Russia and SND has been preserved. In these segments, as well as in Galuzia, the development of Oschadbank KIB in 2013 won 10 Galuzev cities.

Behind the cards, Oschadbank KIB has become the absolute leader in the Investment Research market. Received 238 new Global Markets clients. 34 completely new products were introduced and new product geographies were mastered - Central and Central Europe.

Corporate business

Great and average business

Lending to large and medium-sized businesses also developed successfully. Over the period, the bank managed to increase the loan portfolio of this category of clients by a quarter - up to 3200000000000 rubles.

This result was possible due to the fact that the bank optimized internal processes to speed up the processing of loan applications, while continuing to improve and expand the product line for mid-sized and large business companies.

The Bank has completely optimized the supply of low-quality products, including tender loans and various guarantees, standardizing the provision of lending to various Galuzev companies, including leasing companies and retail trade enterprises i. Having developed specialized products for the agro-industrial complex.

Small and micro business

The bank attaches particular importance to cooperation with small and micro-businesses. As a result of active activities, the loan portfolio of this segment increased by 31% and approached the value of 600 billion rubles. Oschadbank will receive funding of 231.5 thousand. of small and micro business entities, their number increased by less than a quarter.

With the help of fate, Oschadbank continued to actively promote and develop technologies for lending to small businesses. Thus, the product line of the “Credit Factory” of Oschadbank has been supplemented with new special programs for microenterprises. Oschadbank circulated the product “Expres-active” for installation; “Express-mortgage” has been launched in pilot mode - a product that stimulates investment activity in micro-businesses and solves the problems of availability of cash.

In 2013, the product line of the “Business” series began to develop, intended for business enterprises that are operating steadily. Over the period, the portfolio of these loans grew again once again and reached nearly 380 billion rubles.

Another well-developed credit product is “Business Start”, within the framework of which entrepreneurs provide financing for the development of a franchise business or a standard business plan. As of September 1, 2014, more than 26 thousand people showed interest in this project. osib, 456 loans were issued for 725 million rubles. This segment is launching two businesses every day. An hour before the program, more than 90 franchisor companies joined the project, and this number is steadily growing. To start a business, the bank proposes 18 standard business plans for partners.

Oschadbank of Russia is the most popular bank with government support, which has proven to clients reliability and a high level of service over a long period of time.

For the convenience of clients, the bank's distributors provided the bank with a user-friendly and simple website. The site harmoniously incorporates a modern, non-overvantaging design elements and provides a new focus on all products and services that are expected.

The pages of the site are easy to navigate, the names of the sections are short and clear, the information is clearly structured, which allows users to quickly find the information they need.

We have recently created a website for the use of services by Oschadbank Online for private individuals and Oschadbank Business Online for legal entities.

At the top menu you are prompted to select the required section for the following categories of people:

for private clients (physical persons);
for owners of small businesses;
for corporate clients (employees and participants in salary projects);
for financial organizations;
for shareholders and investors.

After clicking on the section, you will be able to get acquainted with the full range of services available for your physical needs. At the upper right corner there is a curve or .

Below in the horizontal menu the following names are available:

All lending options for private individuals are available here:

etc.
You can also get acquainted with the promotions, including partner ones.

After selecting a program to download, on the page that displays below-the-line information about the types of positions, a special and weekly payment schedule is displayed.

"Vibrate card." Here you can find more information about all plastic cards (debit and credit). Here the client can find information about:

partner,
social,
youth,
with individual design.

At pіdrozdіlі “Pay and transfer” Available information about all possible ways to pay for services (utilities, telephone, TV and Internet, paying off bills, fines, etc.) for additional help:

Here you can also look at the options for ready and unprepared transfer of goods to Russia and beyond the border.

In the “Invest and Earn” menu You can find material about investing in funds at:

certificates,
bills,
malts,
and also about insurance programs.

In the remaining section “Insure yourself that way” covered by programs for life and health insurance of clients, health insurance and plastic cards.

The “Write to us” button for the return link with the bank has been expanded, where you can define propositions for robots, remove input, supply power or write skarga (div.).

At the bottom of the site you can also look at special solutions for processing deposits, plastic cards, for young people, for salary clients and for premium class clients.

Even lower, expanded widgets for Swedish currency conversion, exchange rates and search results.

There is also a comprehensive widget for online services, where you can view information about the Oschadbank Online system, programs for smartphones and tablets, and the Mobile Bank service.

Service "Mobile Bank"

By clicking on the “Mobile Bank” item or going directly, you can get to know the details of how to connect and use this service.

The service allows you to gain access to the main functions of bank cards at any time convenient for the client, with only a mobile phone in your hand.

Management is not complicated and is carried out using short and sensible SMS commands sent to number 900.

For additional help from Mobile Banking you can:

Vibrate, Internet, telephone, etc.
create auto payments.

The login page for a specific system profile is available through direct request.

The site is designed for the safe execution of a large number of banking transactions, whether it is a convenient time for a banker without an affiliated bank account or without a computer with access to the Internet.

For additional help in your personal account, you can:

manage your cards and cards,
review the transaction history,
buy or sell currency and valuable metals,
carry out penny transfers between official special accounts and to accounts of any clients of Oschadbank or other financial institutions,
pay for the Internet, mobile phone services, TV, telephony, utility bills, fines, taxes,
repay loans
Create and change automatic payments and templates for quick payments.

To access full functionality of the website, you must sign a universal service agreement (USA) with the affiliate.

Service Oschadbank Business Online

You can go to the service page via .

At the top right part of the section there is an entrance to the website of the Sberbank Online Business system, at the page that opens, you should enter your personal login and password, which is required during registration.

The site is visually appealing and has a sensible interface, created specifically for clients who conduct business.

The service allows:

keruvati rahunkami,
extract information about the revolution behind the rakhanki koshtivs,
create, accept and send created payment documents,
encourage connections with financial institutions through direct communication.

To control operations, information about the progress of the transaction is available. It is clear that it is possible to create and create an electronic signature on documents and an electronic stamp, which allows users of the system not to go directly to the bank.

Section "Small Business"

The horizontal menu of the “Small Business” tab has several sections:

All options are available, including leasing.

Provide information about penny and metal deposits, deposits, bills, financial transactions and foreign exchange transactions.

"Create the Rozrahunki" provide information about the services of the department's cash register service, the system for doing business Oschadbank Business Online, as well as information about the salary project and the possibility of issuing salary plastic cards for your employees.

"Insure your business" What to follow the instructions for health and life insurance, business, motor transport and health insurance.

For corporate clients

There are several main sections:

"Ottrimanya finance"(Options for corporate lending and leasing).

Provide information about the Sberbank Corporation supplement and options for monitoring rackets (rukh koshtiv).

Provide data about currency transactions on global markets, investment transactions.

"Creation of Rozrakhunki"(Rozrahunkova-kasova service, salary projects and cards for military personnel, acceptance of payments for services).

The overview is available on the main page of the official website in the “About the Bank” section, located at the bottom of the page. Next, select “Regional Measure” in the menu and click on the skin from 17 territorial divisions.

Additional information about the territorial division will appear in the menu where you can select contacts. Regional banks do not have personal websites. Any information is available on the official website www.sberbank.ru.

Financial transactions are one of the sides of the business that takes away from the industrious power brokers of the companies. A special service to Oschadbank Business Online allows you to save time and save a lot of time. Your business will be with you like in the valley. Login to Oschadbank Business Online, created for corporate clients, using protocol 9443. Both large enterprises and individual entrepreneurs, such as volunteers, can apply for the service. small business.

Everyone is sick connect business online Oschadbank 9443, you must come to one of the offices and write an application and add further necessary documents. The basis for providing access will be the agreement. To get the job done, you don't need to install a special security program on your computer. The staff developed special programs for mobile devices. In this way, Internet client 9443 can easily manage their finances and carry out transactions at any point in the world.

The 9443 ic system makes life significantly easier for corporate clients. Who should eat such yummy dishes as:

User-friendly and intelligent interface;
Shvidke thought out the sorting of documents;
Possibility of filling a jar with shells;
Possibility of securing documents;
Availability of additional informants;
Wholesome access to the system.

Login to Oschadbank business online is done through port 9443. All logins are saved to save and protect data about the client’s identity.

How to log into the Oschadbank business online system

In order to log in again, you need to remove the ID and password that you are given. The first options are available in Oschadbank; later, they can be replaced with a dry one.

Registration of a new accountant is carried out here https://sbi.sberbank.ru:9443/ic. If for some reason the page did not open, you need to seal a few times and then try again.

The creation system interface is designed in such a way that corporate clients can easily master Oschadbank 9443 ic. If there is a food problem, here file:///C:/Users/Admin/Downloads/SBBOL_instruction_full.pdf there is a report on how to use the system.

There are problems logging in

There are no ideal systems, so business owners sometimes have to deal with problems. For example, Oschadbank 9443 ic is characterized by such a problem as impossibility of entry. If the page does not open, this may be due to the settings of the computer. This may be the case if you log in via the Mozilla FireFox browser. In this case, you need to provide a certificate to the resource before turning off security, and the problem will be resolved.

If the main page does not open when you log in, or other problems arise, it is best to call tel. hotline, bank managers will help you resolve the problem.

In most cases, support is not required, since the instructions cover the most common problems and provide options for eliminating them.

For clients - legal entities, as well as individual entrepreneurs, the largest Russian bank offers a paid service that allows you to handle financial flows remotely: information exchange with Oschadbank in electronic form. In essence, the Oschadbank Business Online system is an Internet client. The special account of Oschadbank Business Online is universal and suitable for both large market players and small businesses. The use of an electronic service is essential to save an hour on major bank accounts, and authorization is required to enter the remote online system.

Oschadbank Business Online for small businesses

Access to a special account of the Oschadbank business online service helps small business entities maintain financial records with minimal expenses and without repayment.

For additional Internet banking services, legal entities and businesses can:

Make payments on account of counterparties;
Pay taxes and collect;
Maintain and formulate electronic documents to the best of our knowledge;
monitor the status of document processing;
Encourage the contractor's advisor,
Create templates for standard documents, which are often used for revision,
Improve interaction with 1C accounting software (import and export of electronic documents);
Electronic signature of documents;
Control of the collapse of funds on accounts in the vicinity of statements and SMS information;
Create graphical diagrams to analyze gains and losses.

Features of Internet banking for legal entities

In order to use the tool, you can work with the client’s business on your mobile phone, so you can sign in to the system at any time. Portal of availability throughout the year, including weekends and holy days.

The security of electronic data exchange is ensured by a unique mechanism for identifying the client, confirming the operation with one-time passwords, as well as an encryption system for the information being transferred.

The service interface is manual and intuitive. Developers are gradually expanding the functional capabilities of a special office, giving more credit to them. The system provides contextual hints, so it is difficult for an uninitiated user to understand the main functional modes.

Variety of service Oschadbank Business Online

The first connection of a legal entity to Internet banking with Oschadbank costs 960 rubles. For servicing the service, the bank charges a subscription fee of 650 rubles per month.

Paid locally:

Installation and configuration of a cryptographic software package on the client’s workstation, including the beginning of the security system of the organization. The cost of technical service is 3300 rubles.
Cryptographic protection for types:
1. standard electronic key – 990 rubles/piece;
2. touch electronic key – 1990 rubles/piece;
3. electronic key with screen – 3990 rubles/piece.

E-invoicing service, which includes the sending of electronic documents to third-party addresses and the “Vity” functionality. Monthly tariff – 295 rubles.

Login to the Oschadbank Business Online system

On the main page of the official website of the bank sberbank.ru there are deposits for “Small Business” and “Corporate Clients” with information for a specific category of clients. On the side of the skin section, at the top part of the right hand, there is an Oschadbank Business Online window with a “Login” button.

When you press this button, a page opens that allows you, after authorization, to go to a special account. Client identification follow the login protocol 9443 ic. This portfolio port reliably protects the exchange of information.

To enter your individual account, you first need to have your bank ID and password in hand. In the further process, identifying parameters must be replaced in accordance with those specified in the instructions for the bank of rules and regulations.

For help with one-time SMS codes, confirm;
For additional help, an electronic key.

Login to the system via the Internet client sbi.sberbank.ru:9443

For a quicker access to the Internet client 9443 ic in the Mozilla Firefox or Internet Explorer browser, you can create a tab on sbi.sberbank.ru:9443/ic. In order for the client to log in to the system, it is necessary to correctly enter the cloud account and password on the start page. PISLAL IDIDIFIKASIA Koristuvach, PIDARZHNENNA in the entrance to the specialty Kabіnet, Yaki resilient with one іz method, vibrals pіd an hour of reinforcement of Kliynta by servisi (SMS - Great the Code of Abo Elektronia Key).

SMS – login confirmation

After filling out the identification form with your login and password and pressing the “Login” button on your mobile phone, the number of which was assigned to the client when registering the Oschadbank Business Online service, an SMS will be sent. yum one-time authorization confirmation code. Next, enter the values in the confirmation window and press the corresponding button to access the pages of a special business account.

Sign in using an electronic key

Confirmation of login to the system can be organized using an electronic key (Token). The token version can be standard (looks like a USB flash drive), touch or screen-based.

Connect the electronic key of the key to the computer. If the autostart key is not configured, you will need to run the *.exe program yourself. It is important to flash the name key on the site that can be accessed: start, tlsapp or sslgate.

In the program window that has opened, enter your PIN and password in the “Account record” and “Access code” fields (to be indicated in the PIN envelope, which is seen by the bank once you carry it). Having confirmed the work in the system with a PIN code, the client will be able to access the special account of Oschadbank Business Online. It depends on the number of employees who are given access to the system, which may be identical to the number of PIN values with individual access codes.

An important nuance: in order to use all the available functionality of the Oschadbank Business Online service, you need to register with the bank's affiliated bank registration.

Registration in a special account Oschadbank Business Online

To register in the system of a special office, a representative of a legal entity or a subject who is engaged in business activities without the approval of a legal entity is required to contact a more designated service prior to the written request. At the same time, with the application, a complete package of documents is transferred to the bank, which is necessary to comply with the Internet banking agreement with Oschadbank.

After completing the procedure for registering a new client, the bank's security officer sees an information sheet in which the identifier for access to a special account is placed, and the initial password is sent to the mobile phone, as specified in the established agreement.

An important nuance: the bank guarantees on its own side the security of remote work, and the client is responsible for following the necessary rules of confidentiality, following the short instructions on the start page of the service.

Client safety rules Oschadbank Business Online

The client must keep the authorization data in a specially restricted area;
Do not disclose your identification parameters to anyone (inform bank officials);
It’s time to block your phone number and contact your bank once you spend it;
Oschadbank does not ask for additional information other than login, password and confirmation code. It is extremely important to be on the lookout for spyware (computers susceptible to virus attacks) and to promptly consult the bank’s spyware in such situations;
To ensure safety when working with the system, do not use illegally available equipment such as computers in clubs, by mail, or in Internet cafes;
When using SMS confirmation codes, it is important to check the details of the operation that is being confirmed;
You cannot apply for the installation of a mobile add-on to Oschadbank Online on the same device to which the bank sends an SMS with confirmation codes.

Nutrition and types

When working with the Oschadbank Business Online system, clients may receive different meals. The collection of the most extensive nutrition from the following sources is shown below.

How can I get a statement of transactions for the current period in Oschadbank Business Online?

In the main menu on the portal page, open the “Services” tab and then select the “Ruble Operations” mode to access the “Record for Carbon Banks” toolbar. On the panel, select the button “Record for ruble accounts for the period.” In the window, indicate the period, the rozhrakhunkovy shell, the shape for the hand (standard, expanded, with additions). Press the “druk” button to print the document on the paper.

How to export a statement from the Oschadbank Business Online system in 1C?

To export banking information from the 1C program, you must use the “1C Exchange” mode located in the “Addatkovo” deposit. You need to select the function “Record of ruble accounts for the period”, move the required accounts to the “Select” section, select the period and press the “Export” button. After completing the procedure, you need to go through the steps to save the file into the computer’s memory. File formats for interaction from 1C are as follows: txt for payment orders, xml for salary registers. For export/import of other documents, files in CSV and DBF formats are used. The exchange of information takes place as an additional function of the “Import/Export Master” system.

How can I write a payment order and fill in my bank details with Oschadbank Business Online?

In the “Services” deposit, open the “Payment Arrangements” and “Cash settlement for ruble transactions” modes and press the “Create” button. Organization data is entered automatically, and in order to fill in the inactive fields of KBK, OKATO and others, you need to select the “Status Display” function, just before selecting the value of the details from the advisers.

How to connect a salary project to Oschadbank Business Online?

If you have entered into an agreement for the victorious service Oschadbank Business Online salary project without any connections, otherwise in the process of the need for such a login, you can quickly use the “Record what is connected” function for preparing a correct application to the bank (check the box “Electronic registers (salary lists) )")). I will request that the trace be submitted to the bank at the appropriate time.

How is the Sberbank Business Online account blocked, what do you need to do?

Once the notification “The account is blocked” appears, the message will open from the request to the bank at the time of unblocking (a new SMS password will be added to the notification).

How often do you need to change your password?

The password is valid for 90 days, after which it must be replaced. The system informs the customer about the deadline for changing the password. If the authorization password in the online system is forgotten/wasted irrevocably, you will need to fill out an application from the affiliated bank to retrieve a new password from the lost link.

How to create an electronic signature for Oschadbank Business Online?

In the “Services” tab, you need to follow the “Exchange of crypto information” option and select the “Apply for a new certificate” item. Please unzip the key certificate in 3 copies, sign and seal it. Paper copies are transferred to the bank. After registering the EDS, the bank will provide SMS notifications.

How can I change my cloud record as needed?

If the organization plans to change the system, the client is required to register new accounts in the bank system with the affiliated bank. With this method, Sberbank submits a new application and registers new certificates for electronic signatures. All prepared UDS certificates must be signed and certified with the seal of the organization. After making changes to the cloud record and registration of the EDS, the bank sends an SMS notification with a new password to enter the special account and a notification about the registration of a new electronic signature.

How can I replace my phone number via SMS – information in Oschadbank Business Online?

If you lose your phone number assigned to the contract for SMS-informing the client with Oschadbank Business Online at the time of signing the contract, you must fill out a specific request with the affiliated bank to replace the phone number for which you plan to remove the SMS code in the future. iv confirmation.

Meals from customers of the Oschadbank Business Online system may result in differences. Some problems can be solved by calling the hotline 8 800 555 84 84, and in the process of contacting a representative, skip the consultation before using the service. Upon request, the operator communicates with a technical support service representative. You can contact a technical representative on weekdays from 9-00 to 20-00 Kyiv time.